The digital payments solution helping businesses scale faster

Making smarter payments accessible, simple, and cost-effective

Our Story

Founded in 2019, Pax2pay was created with one simple ambition: to take the pain out of payments for businesses everywhere. We began with virtual cards, unlocking extra revenue, streamlining operations, boosting acceptance and enhancing security for businesses all around the world.

Since then we have grown in size, geographic reach, and offering. Today, we provide a complete digital payments solution that includes bank transfers, invoice payments, accounts creation and more. We’re proud to support some of the world’s leading businesses, and partner with some of the most innovative technology providers globally.

Meet the Team

The Leaders behind Pax2pay.

Päivö Eerola

CEO

Paivo is a serial entrepreneur having spent the last 20 years successfully building, scaling and selling businesses across the payments and technology landscape. From founding Pinjo and Etuisa, to leading Manison (one of the first Payment Service Providers in Finland) on a growth and transformation journey. Paivo scaled Manison from a 3-person startup to a pan-Eurpoean, 80-person organisation, before leading its sale to Sagem Monetel. Following this, Paivo then scaled and sold Mynt Betalingsterminaler As, to Ingenico. Paivo has also served as CEO, Board Member and Director at numerous notable businesses including Nets Finland, and WestPay and is now using his experience to scale Pax2pay and take the pain out of payments for businesses everywhere.

Dave Robinson

COO

Dave is a highly experienced, hands-on leader with a background in B2B payments, operations, and sales. Dave has worked with some of the leading payments and technology companies over the last 15 years, driving innovation and strategy. From Lloyds Bank to Conferma Pay, Dave’s extensive knowledge and experience within the FinTech space is an invaluable asset to Pax2pay.

Tony Hart

CSO

Tony has successfully driven extensive business growth across the FinTech and Travel sectors over the last 25 years. He brings with him a wealth of experience and expertise, having scaled teams and consistently exceeded revenue targets at businesses such as Ixaris, eNett and Opodo. Tony is an experienced commercial leader who will help Pax2pay meet its ambitious growth plans.

We’re on a mission to take the pain out of payments for businesses everywhere

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Partnerships

Bringing together leading technology and advanced digital payment solutions

We enable technology businesses to integrate our digital payments solution into their platform. Providing more streamlined and enhanced services to customers around the world.

Become a Partner

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Our Blog

Leveraging B2B Virtual Cards for Financial Gain: Interchange sharing, minimising FX exposure and optimising your balance sheet

While the core focus for any business is revenue, nowhere is this more true than in the Travel Industry, where margins typically sit between 5-6%. This means that those in Travel must keep an especially keen eye on their bottom line, and get creative when it comes to...

Enhancing Payment Security for Online Travel Agents: The Role of B2B Virtual Cards

B2B virtual cards offer a comprehensive solution to the security concerns faced by OTAs. Let’s explore how these innovative payment methods can enhance payment security.